BUSINESS FINANCING · CREDIT CARD STACKING
A promotional rate.
A plan for what’s next.
Understand the offer before choosing your next financial step.
THE OFFER AT A GLANCE
What to know.
This financing approach uses multiple credit cards rather than a conventional cash loan. Highly qualified applicants may obtain up to $150,000 across batches over time—not a guaranteed limit.
Promotional APRs apply to qualifying purchases and/or balance transfers. Issuer APRs apply afterward; review each agreement for transaction fees and exclusions.
BEFORE APPLYING
Check your starting point.
Published guidelines include:
- 680+ scores at all three consumer bureaus.
- Two primary cards with 2+ years’ history and $5,000+ limits.
- Revolving utilization below 40%.
- No recent late payments, charge-offs, bankruptcies, or unpaid collections, liens, or judgments.
Other account and inquiry limits apply. A credit partner must own at least 10%; authorized-user accounts do not qualify.
MAKE AN INFORMED DECISION
Review the full picture.
Ask the funding advisor which transactions qualify for the offer, when the introductory period ends, and what your total costs would be. Consider how repayments fit your business budget.
Prequalification uses a soft inquiry; acceptance can involve hard inquiries. Approval remains the lender’s decision.
Explore your next step →Existing clients can use Client login in the menu. A new-client funding inquiry form will be added before launch.Important information
Confirm current eligibility requirements, rates, fees, and terms with the funding provider before applying. JB Kerry Enterprise Inc is not a direct lender.
Illustrations are conceptual and do not represent an issued card or lender endorsement.